dLocal vs Orca
dLocal covers 54 countries and Orca covers 233; they overlap in 54, with 0 served only by dLocal and 179 only by Orca. dLocal supports 99 payment methods and Orca 729, 99 of them in common. Orca publishes its pricing, while dLocal quotes fees per merchant.
dLocal and Orca at a glance
| dLocal | Orca | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Uruguay | GB |
| Founded | 2016 | 2024 |
| Part of | ||
| Countries covered | 54 | 233 |
| Payment methods | 99 | 729 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 255 — AAVE, ADA, AED, AFN, ALGO, ALL… |
| Pricing | On request | 0.15 EUR per transaction |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | ACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Crypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming |
Countries
54 in common · 0 only dLocal · 179 only Orca
Only dLocal
None — Orca covers every country dLocal does.
Only Orca
Payment methods
99 in common · 0 only dLocal · 630 only Orca
Only dLocal
None.
Only Orca
Offered by both
Frequently asked questions
What is the difference between dLocal and Orca?
dLocal covers 54 countries and Orca covers 233; they overlap in 54, with 0 served only by dLocal and 179 only by Orca. dLocal supports 99 payment methods and Orca 729, 99 of them in common. Orca publishes its pricing, while dLocal quotes fees per merchant.
Which covers more countries, dLocal or Orca?
Orca has more: dLocal covers 54 countries and Orca covers 233. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 173 more.
Does dLocal or Orca support more payment methods?
Orca has more: 99 for dLocal against 729 for Orca, with 99 in common. Only Orca offers 1Voucher, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines, AXS and 624 more.
Is dLocal cheaper than Orca?
dLocal quotes fees per merchant. Orca publishes its pricing (0.15 EUR per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and Orca together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

