Mobile money and USSD payment providers

Mobile money lets customers pay from a wallet linked to their mobile number — often on basic phones through USSD menus rather than a smartphone app. It is the leading way to pay in many African and South Asian markets: M-Pesa in Kenya and Tanzania, MTN MoMo and Airtel Money across Africa, and bKash in Bangladesh. Merchants usually integrate through an aggregator that connects several mobile operators.