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Mifinity vs Rapyd
Mifinity covers 52 countries and Rapyd covers 81; they overlap in 45, with 7 served only by Mifinity and 36 only by Rapyd. Mifinity supports 11 payment methods and Rapyd 50, 5 of them in common. Rapyd publishes its pricing, while Mifinity quotes fees per merchant.
Mifinity and Rapyd at a glance
| Mifinity | Rapyd | |
|---|---|---|
| Type | Provider & method | Provider |
| Headquarters | Israel | |
| Founded | 2016 | |
| Part of | ||
| Countries covered | 52 | 81 |
| Payment methods | 11 | 50 |
| Currencies | 29 — ARS, AUD, BGN, BRL, CAD, CHF… | 70 — AED, AMD, ARS, AUD, BAM, BDT… |
| Pricing | On request | 3.29%–3.49% per transaction |
| Settlement | Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days | |
| Regulators | Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN | |
| Categories | Bank Transfer, Cards, Gateway, Open Banking, Wallet | ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet |
| Industries | Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming | Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming |
Countries
45 in common · 7 only Mifinity · 36 only Rapyd
French Guiana
Guadeloupe
Martinique
Mayotte
Réunion
Uruguay
Åland IslandsOnly Rapyd
Albania
Andorra
Armenia
Bosnia and Herzegovina
British Virgin Islands
Dominican Republic
Ecuador
El Salvador
Faroe Islands
Georgia
Greenland
Guatemala
Hong Kong
India
Indonesia
Israel
Japan
Malaysia
Moldova
Montenegro
New Zealand
Nigeria
North Macedonia
Panama
Philippines
San Marino
Serbia
Singapore
South Africa
South Korea
Taiwan
Thailand
Ukraine
United States
Vatican City
VietnamPayment methods
5 in common · 6 only Mifinity · 45 only Rapyd
Only Mifinity
Only Rapyd
Offered by both
Frequently asked questions
What is the difference between Mifinity and Rapyd?
Mifinity covers 52 countries and Rapyd covers 81; they overlap in 45, with 7 served only by Mifinity and 36 only by Rapyd. Mifinity supports 11 payment methods and Rapyd 50, 5 of them in common. Rapyd publishes its pricing, while Mifinity quotes fees per merchant.
Which covers more countries, Mifinity or Rapyd?
Rapyd has more: Mifinity covers 52 countries and Rapyd covers 81. Only Mifinity serves French Guiana, Guadeloupe, Martinique, Mayotte, Réunion, Uruguay and 1 more. Only Rapyd serves Albania, Andorra, Armenia, Bosnia and Herzegovina, British Virgin Islands, Dominican Republic and 30 more.
Does Mifinity or Rapyd support more payment methods?
Rapyd has more: 11 for Mifinity against 50 for Rapyd, with 5 in common. Only Mifinity offers Alior Bank, BLIK, CashtoCode, Interac, MiFinity Wallet and iDEAL. Only Rapyd offers ACH, Alipay, AmBank, Apple Pay, BACS, Banco Estado and 39 more.
Is Mifinity cheaper than Rapyd?
Mifinity quotes fees per merchant. Rapyd publishes its pricing (3.29%–3.49% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Mifinity and Rapyd together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer