EPS
EPS is Austria’s secure online banking payment method enabling customers to pay directly from their bank accounts. Users are redirected to their bank’s login page to authenticate and confirm payment.
EPS is Austria’s secure online banking payment method enabling customers to pay directly from their bank accounts. Users are redirected to their bank’s login page to authenticate and confirm payment. Transactions settle via domestic bank transfer rails, offering strong fraud protection and guaranteed payments. Merchants benefit from high trust, real-time confirmation, and low chargeback risk. EPS is widely adopted in Austrian e-commerce and public services.
payment methods
currencies
What EPS costs
Merchants do not pay EPS directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What the last check found
Nuvei's integration data records this as an acceptance method rather than a payout rail: it takes payments and supports refunds, but money cannot be sent out through it. The distinction matters because a "supported payment methods" list treats paying in and paying out as the same thing, and for most local rails they are not — of the methods checked in this pass, far more accept money than return it.
A single-country method, in Austria, charged in EUR, documented by Adyen, Antom, Nuvei, Airwallex and Stripe. Nothing wrong with that — a domestic rail is usually the cheapest and highest-converting way to be paid in its own market, and the reason to care about it is precisely that it is the local default rather than a global option.
Adyen files it under "Online Banking", and states it supports Multiple partial refunds, Partial refunds and Recurring. Its catalog is the one place in this industry that publishes a method's countries, its processing currencies and its settlement currencies separately, which is the difference between what a customer can be charged in and what a merchant can be paid in.
One constraint that is easy to miss: a provider documenting this method also states where the MERCHANT has to be incorporated for it to be offered — Austria, Australia, Canada, Hong Kong, Japan, Mexico, New Zealand, Singapore and 2 more. Where a shopper can pay from and where a business can be registered are different questions, and it is the second one that decides whether you can sign at all.
Checked against EPS’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 5
- Adyen Docs — payment methods catalog · docs.adyen.comUsed for countries, processing and settlement currencies, and supported features for EPS, as Adyen documents itChecked 20 October 2026
- Antom Docs — payment methods · docs.antom.comUsed for buyer countries, merchant entity locations and processing currencies for EPS, as Antom documents itChecked 20 October 2026
- Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for EPS, as Nuvei documents itChecked 20 October 2026
- Airwallex Docs — payment methods · airwallex.comUsed for shopper locations and presentment currencies for EPS, as Airwallex documents itChecked 20 October 2026
- Stripe Docs — payment method support · docs.stripe.comUsed for presentment currencies, business locations and customer countries for EPS, as Stripe documents itChecked 20 October 2026
5 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with EPS before you sign anything. How we compile this · Suggest a correction ·