Question 1

What is the difference between Adyen and Worldline?

Accepted Answer

Adyen covers 57 countries and Worldline covers 27; they overlap in 26, with 31 served only by Adyen and 1 only by Worldline. Adyen supports 104 payment methods and Worldline 34, 29 of them in common. Both publish their pricing.

Question 2

Which covers more countries, Adyen or Worldline?

Accepted Answer

Adyen has more: Adyen covers 57 countries and Worldline covers 27. Only Adyen serves Australia, Bahrain, Brazil, Bulgaria, Canada, Cyprus and 25 more. Only Worldline serves Turkey.

Question 3

Does Adyen or Worldline support more payment methods?

Accepted Answer

Adyen has more: 104 for Adyen against 34 for Worldline, with 29 in common. Only Adyen offers 7-Eleven, ACH, ATM Philippines, Accel, Affirm, Afterpay and 69 more. Only Worldline offers Instant Open Banking, Oney 3x / 4x, PostFinance, Przelewy24 and V Pay.

Question 4

Is Adyen cheaper than Worldline?

Accepted Answer

Adyen publishes its pricing (0.11 EUR per transaction). Worldline publishes its pricing (1.29% + 0.15 CHF per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use Adyen and Worldline together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	Adyen	Worldline
Type	Provider	Provider
Headquarters	Netherlands	France
Founded	2006	1973
Part of
Countries covered	57	27
Payment methods	104	34
Currencies	35 — AED, AUD, BHD, BRL, CAD, CHF…	20 — AUD, BGN, CAD, CHF, CNY, CZK…
Pricing	0.11 EUR per transaction	1.29% + 0.15 CHF per transaction
Settlement	Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency.	Switzerland in-store: funds within 48 hours; other markets set by contract
Regulators	De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil	National Bank of Belgium, Financial Conduct Authority, Commission de Surveillance du Secteur Financier
Categories	Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks	Bank Transfer, Cards, Cross Border, Gateway, Open Banking, POS, Terminals & Kiosks
Industries	Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce	Fintech, Food & Drink, Marketplace, Retail, Travel, eCommerce

Adyen vs Worldline

Adyen and Worldline at a glance

Countries

Only Adyen

Only Worldline

Payment methods