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dLocal vs Rapyd

dLocal covers 54 countries and Rapyd covers 81; they overlap in 24, with 30 served only by dLocal and 57 only by Rapyd. dLocal supports 99 payment methods and Rapyd 50, 23 of them in common. Rapyd publishes its pricing, while dLocal quotes fees per merchant.

dLocal profileRapyd profile Full side-by-side

dLocal and Rapyd at a glance

dLocalRapyd
TypeProviderProvider
HeadquartersUruguayIsrael
Founded20162016
Part of
Countries covered5481
Payment methods9950
Currencies47 — AED, ARS, BDT, BHD, BOB, BRL…70 — AED, AMD, ARS, AUD, BAM, BDT…
PricingOn request3.29%–3.49% per transaction
SettlementConfigurable per merchant: automatic on a schedule or balance threshold, or on requestMethod-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days
RegulatorsMalta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of TürkiyeFinancial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN
CategoriesBNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, WalletACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet
IndustriesCrypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerceFintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming

Countries

24 in common · 30 only dLocal · 57 only Rapyd

Payment methods

23 in common · 76 only dLocal · 27 only Rapyd

Offered by both

AlipayBancolombiaBank TransferBoletoCardsCash PaymentDANAGCashGrabPayKhipuLinkAjaMastercardMaybankOVOOnline BankingPIXPSEPago EfectivoQRISSPEIUnionPayVTC PayVisa

Frequently asked questions

What is the difference between dLocal and Rapyd?

dLocal covers 54 countries and Rapyd covers 81; they overlap in 24, with 30 served only by dLocal and 57 only by Rapyd. dLocal supports 99 payment methods and Rapyd 50, 23 of them in common. Rapyd publishes its pricing, while dLocal quotes fees per merchant.

Which covers more countries, dLocal or Rapyd?

Rapyd has more: dLocal covers 54 countries and Rapyd covers 81. Only dLocal serves Bahrain, Bangladesh, Bolivia, Cameroon, Chad, Congo (DRC) and 24 more. Only Rapyd serves Albania, Andorra, Armenia, Australia, Austria, Belgium and 51 more.

Does dLocal or Rapyd support more payment methods?

dLocal has more: 99 for dLocal against 50 for Rapyd, with 23 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, AirtelTigo, American Express and 70 more. Only Rapyd offers ACH, AmBank, Apple Pay, BACS, Banco Estado, Banco de Antigua and 21 more.

Is dLocal cheaper than Rapyd?

dLocal quotes fees per merchant. Rapyd publishes its pricing (3.29%–3.49% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use dLocal and Rapyd together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer