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PayPal vs Tink
PayPal covers 201 countries and Tink covers 20; they overlap in 20, with 181 served only by PayPal and 0 only by Tink. PayPal supports 9 payment methods and Tink 11, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.
PayPal and Tink at a glance
| PayPal | Tink | |
|---|---|---|
| Type | Provider & method | Provider & method |
| Headquarters | ||
| Founded | ||
| Part of | ||
| Countries covered | 201 | 20 |
| Payment methods | 9 | 11 |
| Currencies | 25 — AUD, BRL, CAD, CHF, CNY, CZK… | 8 — CHF, CZK, DKK, EUR, GBP, NOK… |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | Financial Conduct Authority (FCA) | Finansinspektionen (Swedish Financial Supervisory Authority, SFSA) |
| Categories | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet | Open Banking |
| Industries | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming | Forex / CFD, SaaS, Travel, eCommerce, iGaming |
Countries
20 in common · 181 only PayPal · 0 only Tink
Only PayPal
AlbaniaAL
AlgeriaDZ
AndorraAD
AngolaAO
AnguillaAI
Antigua and BarbudaAG
ArgentinaAR
ArmeniaAM
ArubaAW
AustraliaAU
AzerbaijanAZ
BahamasBS
BahrainBH
BarbadosBB
BelarusBY
BelizeBZ
BeninBJ
BermudaBM
BhutanBT
BoliviaBO
Bosnia and HerzegovinaBA
BotswanaBW
BrazilBR
British Virgin IslandsVG
BruneiBN
BulgariaBG
Burkina FasoBF
BurundiBI
Cabo VerdeCV
CambodiaKH
CameroonCM
CanadaCA
Cayman IslandsKY
ChadTD
ChileCL
ChinaCN
ColombiaCO
ComorosKM
CongoCG
Congo (DRC)CD
Cook IslandsCK
Costa RicaCR
CroatiaHR
CyprusCY
Côte d'IvoireCI
DjiboutiDJ
DominicaDM
Dominican RepublicDO
EcuadorEC
EgyptEG
El SalvadorSV
EritreaER
EswatiniSZ
EthiopiaET
Falkland IslandsFK
Faroe IslandsFO
FijiFJ
French GuianaGF
French PolynesiaPF
GabonGA
GambiaGM
GeorgiaGE
GibraltarGI
GreeceGR
GreenlandGL
GrenadaGD
GuadeloupeGP
GuatemalaGT
GuineaGN
Guinea-BissauGW
GuyanaGY
HondurasHN
Hong KongHK
HungaryHU
IcelandIS
IndiaIN
IndonesiaID
IsraelIL
JamaicaJM
JapanJP
JordanJO
KazakhstanKZ
KenyaKE
KiribatiKI
KuwaitKW
KyrgyzstanKG
LaosLA
LesothoLS
LiechtensteinLI
LuxembourgLU
MadagascarMG
MalawiMW
MalaysiaMY
MaldivesMV
MaliML
MaltaMT
Marshall IslandsMH
MartiniqueMQ
MauritaniaMR
MauritiusMU
MayotteYT
MexicoMX
MicronesiaFM
MoldovaMD
MonacoMC
MongoliaMN
MontenegroME
MontserratMS
MoroccoMA
MozambiqueMZ
NamibiaNA
NauruNR
NepalNP
New CaledoniaNC
New ZealandNZ
NicaraguaNI
NigerNE
NigeriaNG
NiueNU
Norfolk IslandNF
North MacedoniaMK
OmanOM
PalauPW
PanamaPA
Papua New GuineaPG
ParaguayPY
PeruPE
PhilippinesPH
Pitcairn IslandsPN
QatarQA
RomaniaRO
RussiaRU
RwandaRW
RéunionRE
Saint HelenaSH
Saint Kitts and NevisKN
Saint LuciaLC
Saint Vincent and the GrenadinesVC
SamoaWS
San MarinoSM
Sao Tome and PrincipeST
Saudi ArabiaSA
SenegalSN
SerbiaRS
SeychellesSC
Sierra LeoneSL
SingaporeSG
SlovakiaSK
SloveniaSI
Solomon IslandsSB
SomaliaSO
South AfricaZA
South KoreaKR
Sri LankaLK
St Pierre & MiquelonPM
SurinameSR
Svalbard & Jan MayenSJ
TaiwanTW
TajikistanTJ
TanzaniaTZ
ThailandTH
TogoTG
TongaTO
Trinidad and TobagoTT
TunisiaTN
TurkmenistanTM
Turks & Caicos IslandsTC
TuvaluTV
UgandaUG
UkraineUA
United Arab EmiratesAE
United StatesUS
UruguayUY
VanuatuVU
Vatican CityVA
VenezuelaVE
VietnamVN
Wallis & FutunaWF
YemenYE
ZambiaZM
ZimbabweZWOnly Tink
None — PayPal covers every country Tink does.
Payment methods
1 in common · 8 only PayPal · 10 only Tink
Offered by both
Frequently asked questions
What is the difference between PayPal and Tink?
PayPal covers 201 countries and Tink covers 20; they overlap in 20, with 181 served only by PayPal and 0 only by Tink. PayPal supports 9 payment methods and Tink 11, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, PayPal or Tink?
PayPal has more: PayPal covers 201 countries and Tink covers 20. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 175 more.
Does PayPal or Tink support more payment methods?
Tink has more: 9 for PayPal against 11 for Tink, with 1 in common. Only PayPal offers Apple Pay, BLIK, Google Pay, Mastercard, PIX, PayPal and 2 more. Only Tink offers BACS, CHAPS, Faster Payments, Instant Bank Payments, Instant Open Banking, Multibanco and 4 more.
Is PayPal cheaper than Tink?
PayPal quotes fees per merchant. Tink quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use PayPal and Tink together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer