Question 1

What is the difference between PayU and Stripe?

Accepted Answer

PayU covers 7 countries and Stripe covers 46; they overlap in 6, with 1 served only by PayU and 40 only by Stripe. PayU supports 15 payment methods and Stripe 50, 9 of them in common. Both publish their pricing.

Question 2

Which covers more countries, PayU or Stripe?

Accepted Answer

Stripe has more: PayU covers 7 countries and Stripe covers 46. Only PayU serves Turkey. Only Stripe serves Australia, Austria, Belgium, Brazil, Bulgaria, Canada and 34 more.

Question 3

Does PayU or Stripe support more payment methods?

Accepted Answer

Stripe has more: 15 for PayU against 50 for Stripe, with 9 in common. Only PayU offers Buy Now Pay Later, Diners, E-Wallet, Online Banking, PayPo and RuPay. Only Stripe offers ACH, Affirm, Afterpay, Alipay, Alma, Amazon Pay and 35 more.

Question 4

Is PayU cheaper than Stripe?

Accepted Answer

PayU publishes its pricing (2%–3% per transaction). Stripe publishes its pricing (1.5%–3.15% + 0.2 GBP per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use PayU and Stripe together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	PayU	Stripe
Type	Provider	Provider
Headquarters	Netherlands	United States
Founded	2002	2010
Part of	Prosus N.V.
Countries covered	7	46
Payment methods	15	50
Currencies	13 — AED, AUD, CZK, EUR, GBP, HUF…	33 — AED, ARS, AUD, BRL, CAD, CHF…
Pricing	2%–3% per transaction	1.5%–3.15% + 0.2 GBP per transaction
Settlement	India T+2 standard; same-day or priority settlement for eligible merchants	T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days
Regulators	Reserve Bank of India, Komisja Nadzoru Finansowego (Polish Financial Supervision Authority)	Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore
Categories	BNPL, Bank Transfer, Cards, Gateway, POS	ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech
Industries	Fintech, Marketplace, Retail, SaaS, eCommerce	Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce

PayU vs Stripe

PayU and Stripe at a glance

Countries

Only PayU

Only Stripe

Payment methods