D24

D24 is the current name of Directa24, a cross-border payments company that lets businesses based abroad collect money from customers in emerging markets and pay funds back out to them. It says it was established in 2009. Some third-party sources link its origins to AstroPay, the Uruguayan payments firm founded that year, but D24 does not mention the connection itself. Its Shopify app is published from a Montevideo address, a related partnership, Directa24 LLP, is registered in London, and the website names neither an owner nor any payment licence.

Merchants integrate once and, according to its API documentation, reach local methods in 18 countries across the Americas and 18 in Africa. In Brazil that means cards including Elo and Hipercard, Pix, bank transfers and PicPay; boleto has been withdrawn. Mexico adds SPEI, CoDi, OXXO, PayNet and cash at chains such as 7-Eleven and Walmart. Colombia has PSE, Nequi, Bre-B and Efecty; Peru has Yape, Plin, PagoEfectivo and Tupay; Chile has Webpay, MACH and bank transfers; Argentina has CVU transfers and Mercado Pago. D24 claims more than 300 methods in all.

Payouts carry equal weight. Bank payouts are advertised as arriving in under two hours, seven days a week, Brazilian users can withdraw to Pix keys, and the API also handles refunds and payments to sub-merchants of platforms. Withdrawal validations also cover Asian markets such as India, Indonesia and Vietnam. Pricing is not published.

D24 suits international businesses selling into Latin America without local entities, especially platforms whose users expect fast withdrawals, such as reward, monetisation and trading services. Merchants should ask which entity they will contract with and how funds are licensed in each market, because the site warns that third parties may provide part of the service depending on the country and local rules.