vs
Hipay vs Razorpay
Hipay covers 190 countries and Razorpay covers 3; they overlap in 3, with 187 served only by Hipay and 0 only by Razorpay. Hipay supports 32 payment methods and Razorpay 16, 3 of them in common. Razorpay publishes its pricing, while Hipay quotes fees per merchant.
Hipay and Razorpay at a glance
| Hipay | Razorpay | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | India | |
| Founded | 2014 | |
| Part of | ||
| Countries covered | 190 | 3 |
| Payment methods | 32 | 16 |
| Currencies | 152 — AED, AFN, ALL, AMD, ANG, AOA… | 8 — AED, AUD, EUR, GBP, INR, MYR… |
| Pricing | On request | 2%–3% per transaction |
| Settlement | India T+1 standard, with instant settlement available | |
| Regulators | Reserve Bank of India, Bank Negara Malaysia | |
| Categories | BNPL, Bank Transfer, Cards, Direct Debit, Gateway, Open Banking, POS | BNPL, Banking, Cards, Cross Border, Gateway, POS |
| Industries | Cosmetics, Fintech, Food & Drink, Healthcare, Marketplace, Retail, Travel, eCommerce, iGaming | Fintech, Marketplace, Retail, SaaS, eCommerce |
Countries
3 in common · 187 only Hipay · 0 only Razorpay
Only Hipay
Albania
Algeria
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cabo Verde
Cambodia
Cameroon
Canada
Cayman Islands
Chad
Chile
China
Christmas Island
Colombia
Comoros
Congo (DRC)
Cook Islands
Costa Rica
Croatia
Cyprus
Czech Republic
Côte d'Ivoire
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Estonia
Eswatini
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guatemala
Guernsey
Guyana
Honduras
Hong Kong
Hungary
Iceland
Indonesia
Ireland
Isle of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liechtenstein
Lithuania
Luxembourg
Macao
Madagascar
Malawi
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Macedonia
Norway
Oman
Palau
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Poland
Portugal
Puerto Rico
Qatar
Romania
Russia
Rwanda
Réunion
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Slovakia
Slovenia
Solomon Islands
South Africa
South Korea
South Sudan
Spain
St Barthélemy
St Pierre & Miquelon
Suriname
Svalbard & Jan Mayen
Sweden
Switzerland
Taiwan
Tanzania
Thailand
Timor-Leste
Togo
Tonga
Tunisia
Turkey
Turkmenistan
Turks & Caicos Islands
Vatican City
Åland IslandsOnly Razorpay
None — Hipay covers every country Razorpay does.
Payment methods
3 in common · 29 only Hipay · 13 only Razorpay
Only Hipay
Offered by both
Frequently asked questions
What is the difference between Hipay and Razorpay?
Hipay covers 190 countries and Razorpay covers 3; they overlap in 3, with 187 served only by Hipay and 0 only by Razorpay. Hipay supports 32 payment methods and Razorpay 16, 3 of them in common. Razorpay publishes its pricing, while Hipay quotes fees per merchant.
Which covers more countries, Hipay or Razorpay?
Hipay has more: Hipay covers 190 countries and Razorpay covers 3. Only Hipay serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 181 more.
Does Hipay or Razorpay support more payment methods?
Hipay has more: 32 for Hipay against 16 for Razorpay, with 3 in common. Only Hipay offers Alma, Apple Pay, BLIK, BNP Paribas, Bancomat Pay, Bancontact and 23 more. Only Razorpay offers Bank Transfer, Boost, Buy Now Pay Later, Diners, DuitNow, E-Wallet and 7 more.
Is Hipay cheaper than Razorpay?
Hipay quotes fees per merchant. Razorpay publishes its pricing (2%–3% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Hipay and Razorpay together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
Related comparisons
Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer