Hipay logovsOKTO logo

Hipay vs OKTO

Hipay covers 190 countries and OKTO covers 61; they overlap in 55, with 135 served only by Hipay and 6 only by OKTO. Hipay supports 32 payment methods and OKTO 6, 2 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Hipay profileOKTO profile Full side-by-side

Hipay and OKTO at a glance

HipayOKTO
TypeProviderProvider & method
Headquarters
Founded
Part of
Countries covered19061
Payment methods326
Currencies152 — AED, AFN, ALL, AMD, ANG, AOA…20 — ARS, CHF, CLP, DKK, EUR, GBP…
PricingOn requestOn request
Settlement
Regulators
CategoriesBNPL, Bank Transfer, Cards, Direct Debit, Gateway, Open Banking, POSCash, Gateway, Terminals & Kiosks, Voucher, Wallet
IndustriesCosmetics, Fintech, Food & Drink, Healthcare, Marketplace, Retail, Travel, eCommerce, iGamingCharity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

55 in common · 135 only Hipay · 6 only OKTO

Only Hipay

AlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArubaAustraliaBahamasBangladeshBarbadosBelarusBelizeBeninBermudaBhutanBosnia and HerzegovinaBotswanaBrazilBruneiBurkina FasoBurundiCabo VerdeCameroonCanadaCayman IslandsChadChinaChristmas IslandComorosCongo (DRC)Cook IslandsCyprusCzech RepublicCôte d'IvoireDjiboutiDominicaEgyptEstoniaEswatiniFalkland IslandsFaroe IslandsFijiFrench GuianaFrench PolynesiaGabonGambiaGeorgiaGibraltarGreenlandGrenadaGuadeloupeGuernseyGuyanaHong KongIcelandIndiaIndonesiaIsle of ManJamaicaJerseyJordanKiribatiLaosLebanonLesothoLiechtensteinLithuaniaMacaoMadagascarMalawiMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueNauruNepalNew CaledoniaNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaPalauPanamaPapua New GuineaPhilippinesPuerto RicoQatarRussiaRwandaRéunionSaint HelenaSaint Kitts and NevisSaint LuciaSaint MartinSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSeychellesSierra LeoneSingaporeSolomon IslandsSouth AfricaSouth SudanSt BarthélemySt Pierre & MiquelonSurinameSvalbard & Jan MayenTanzaniaTimor-LesteTogoTongaTunisiaTurkeyTurkmenistanTurks & Caicos IslandsVatican CityÅland Islands

Payment methods

2 in common · 30 only Hipay · 4 only OKTO

Offered by both

MastercardVisa

Frequently asked questions

What is the difference between Hipay and OKTO?

Hipay covers 190 countries and OKTO covers 61; they overlap in 55, with 135 served only by Hipay and 6 only by OKTO. Hipay supports 32 payment methods and OKTO 6, 2 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Which covers more countries, Hipay or OKTO?

Hipay has more: Hipay covers 190 countries and OKTO covers 61. Only Hipay serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 129 more. Only OKTO serves Pakistan, Sri Lanka, United Kingdom, Uruguay, Uzbekistan and Vietnam.

Does Hipay or OKTO support more payment methods?

Hipay has more: 32 for Hipay against 6 for OKTO, with 2 in common. Only Hipay offers Alma, American Express, Apple Pay, BLIK, BNP Paribas, Bancomat Pay and 24 more. Only OKTO offers Alliance Bank, Bank Transfer, OKTO Cash and OKTO Wallet.

Is Hipay cheaper than OKTO?

Hipay quotes fees per merchant. OKTO quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Hipay and OKTO together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer