Monext

Monext is a French payment processor based in Aix-en-Provence. It began in 2008, when Experian sold its payments business to the fund Advent International, and Crédit Mutuel Arkéa became its sole shareholder in 2010. A payment institution licence from the ACPR followed in 2019. The company reports about 400 staff in France, 12,000 merchants, more than 150 financial institutions as clients and over seven billion transactions a year.

Its online gateway, long known as Payline, is now sold as Monext Online, next to in-store acceptance, acquiring and card issuing. Merchants can use hosted or embedded payment pages, APIs, iOS and Android SDKs, or plug-ins published on GitHub for WooCommerce, PrestaShop, Magento, Sylius, Salesforce Commerce Cloud and commercetools. The method list leans French: CB, Visa, Mastercard, American Express and Diners, Apple Pay, Google Pay, Samsung Pay, PayPal and Click to Pay, instalments from Oney, FLOA, Cetelem, Cofidis, Younited and Klarna, plus ANCV holiday vouchers, digital meal vouchers and several French gift cards. Bancontact, iDEAL, MB WAY, Multibanco, Satispay, PostFinance and Wero cover nearby markets.

In store, Monext supplies Verifone terminals and a SoftPOS app that turns an Android phone or tablet into a card reader. Its routing can send each transaction to whichever of a merchant's bank contracts suits it best by country or amount. Monext says in-store funds arrive within 24 hours, or the next day for international payments. Prices are not published.

Monext fits mid-sized and large French merchants in travel, events, betting and retail that want one processor for web and shop payments and care about local options such as CB and holiday vouchers. Customers named on its site include the betting operator PMU and Cinémas CGR. Its reach outside France is narrower: the company mentions clients in Spain, Belgium and Portugal but does not publish a list of countries where it signs merchants.