Question 1

What is the difference between Adyen and Razorpay?

Accepted Answer

Adyen covers 57 countries and Razorpay covers 3; they overlap in 3, with 54 served only by Adyen and 0 only by Razorpay. Adyen supports 104 payment methods and Razorpay 16, 11 of them in common. Both publish their pricing.

Question 2

Which covers more countries, Adyen or Razorpay?

Accepted Answer

Adyen has more: Adyen covers 57 countries and Razorpay covers 3. Only Adyen serves Australia, Austria, Bahrain, Belgium, Brazil, Bulgaria and 48 more.

Question 3

Does Adyen or Razorpay support more payment methods?

Accepted Answer

Adyen has more: 104 for Adyen against 16 for Razorpay, with 11 in common. Only Adyen offers 7-Eleven, ACH, ATM Philippines, Accel, Affirm, Afterpay and 87 more. Only Razorpay offers Buy Now Pay Later, Diners, E-Wallet, RuPay and Touch 'n Go.

Question 4

Is Adyen cheaper than Razorpay?

Accepted Answer

Adyen publishes its pricing (0.11 EUR per transaction). Razorpay publishes its pricing (2%–3% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use Adyen and Razorpay together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	Adyen	Razorpay
Type	Provider	Provider
Headquarters	Netherlands	India
Founded	2006	2014
Part of
Countries covered	57	3
Payment methods	104	16
Currencies	35 — AED, AUD, BHD, BRL, CAD, CHF…	8 — AED, AUD, EUR, GBP, INR, MYR…
Pricing	0.11 EUR per transaction	2%–3% per transaction
Settlement	Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency.	India T+1 standard, with instant settlement available
Regulators	De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil	Reserve Bank of India, Bank Negara Malaysia
Categories	Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks	BNPL, Banking, Cards, Cross Border, Gateway, POS
Industries	Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce	Fintech, Marketplace, Retail, SaaS, eCommerce

Adyen vs Razorpay

Adyen and Razorpay at a glance

Countries

Only Adyen

Only Razorpay

Payment methods