Payplug

Payplug is a French payment provider started in 2012 by two engineers. It joined Groupe BPCE in 2017, and in 2022 it merged with Dalenys, another BPCE payments business, keeping the Payplug name. In September 2026 BPCE grouped its merchant payment activities into a new unit, BPCE Merchant Services, with Payplug kept as the brand and technology base. The licensed company, Payplug Enterprise SAS, is a payment institution supervised by the ACPR under bank code 16378.

It handles online and in-store payments for small and mid-sized merchants. A direct connection to the Cartes Bancaires network counts for a lot in France, where CB is the card most shoppers reach for. Alongside it come Visa, Mastercard, American Express, Apple Pay and PayPal, plus Bancontact, iDEAL, MyBank, Satispay, Wero and ANCV Connect for digital holiday vouchers, with instalments through Oney and Scalapay. Ready-made modules cover PrestaShop, WooCommerce, Shopify, Magento, Salesforce Commerce Cloud, BigCommerce and many French platforms, and in-store payments connect to till software such as Tiller and HiBoutik.

Pricing is published. Starter costs €10 a month for turnover up to €100,000, with euro-zone consumer cards at 1.5% plus €0.25 online. Pro costs €30 a month for turnover up to €1 million and cuts that rate to 1.1%. Business cards are 2.5% and international cards 2.9% on either plan, and in-store payments carry a €0.10 fixed fee instead of €0.25. Larger merchants move to Enterprise pricing built on interchange. Funds are transferred daily, in euros.

Payplug fits merchants whose customers are mostly French. Its help centre lists 14 European countries where it is available, but the company describes the product as optimised for France and has offices only in Paris, Milan and Amsterdam. Businesses that need to settle in currencies other than the euro should look elsewhere.