Orca vs Pay.nl
Orca covers 233 countries and Pay.nl covers 36; they overlap in 36, with 197 served only by Orca and 0 only by Pay.nl. Orca supports 724 payment methods and Pay.nl 3, 3 of them in common. Orca publishes its pricing, while Pay.nl quotes fees per merchant.
Orca and Pay.nl at a glance
| Orca | Pay.nl | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | GB | |
| Founded | 2024 | |
| Part of | ||
| Countries covered | 233 | 36 |
| Payment methods | 724 | 3 |
| Currencies | 255 — AAVE, ADA, AED, AFN, ALGO, ALL… | 9 — BRL, CHF, DKK, EUR, GBP, NOK… |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | ||
| Categories | ACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet | Open Banking |
| Industries | Crypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming | Forex / CFD, SaaS, Travel, eCommerce, iGaming |
Countries
36 in common · 197 only Orca · 0 only Pay.nl
Only Orca
Only Pay.nl
None — Orca covers every country Pay.nl does.
Payment methods
3 in common · 721 only Orca · 0 only Pay.nl
Only Orca
Only Pay.nl
None.
Frequently asked questions
What is the difference between Orca and Pay.nl?
Orca covers 233 countries and Pay.nl covers 36; they overlap in 36, with 197 served only by Orca and 0 only by Pay.nl. Orca supports 724 payment methods and Pay.nl 3, 3 of them in common. Orca publishes its pricing, while Pay.nl quotes fees per merchant.
Which covers more countries, Orca or Pay.nl?
Orca has more: Orca covers 233 countries and Pay.nl covers 36. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 191 more.
Does Orca or Pay.nl support more payment methods?
Orca has more: 724 for Orca against 3 for Pay.nl, with 3 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 715 more.
Is Orca cheaper than Pay.nl?
Orca quotes fees per merchant. Pay.nl quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Orca and Pay.nl together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

