Question 1

What is the difference between MiFinity and Tap Payments?

Accepted Answer

MiFinity covers 106 countries and Tap Payments covers 9; they overlap in 8, with 98 served only by MiFinity and 1 only by Tap Payments. MiFinity supports 13 payment methods and Tap Payments 15, 2 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Question 2

Which covers more countries, MiFinity or Tap Payments?

Accepted Answer

MiFinity has more: MiFinity covers 106 countries and Tap Payments covers 9. Only MiFinity serves Albania, Andorra, Argentina, Australia, Austria, Bangladesh and 92 more. Only Tap Payments serves Lebanon.

Question 3

Does MiFinity or Tap Payments support more payment methods?

Accepted Answer

Tap Payments has more: 13 for MiFinity against 15 for Tap Payments, with 2 in common. Only MiFinity offers Alior Bank, BLIK, Bank Transfer, Cards, CashtoCode, Credit Card and 5 more. Only Tap Payments offers American Express, Apple Pay, Benefit, Fawry, Google Pay, KNET and 7 more.

Question 4

Is MiFinity cheaper than Tap Payments?

Accepted Answer

MiFinity quotes fees per merchant. Tap Payments quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use MiFinity and Tap Payments together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	MiFinity	Tap Payments
Type	Provider & method	Provider
Headquarters		Saudi Arabia
Founded		2013
Part of
Countries covered	106	9
Payment methods	13	15
Currencies	29 — ARS, AUD, BGN, BRL, CAD, CHF…
Pricing	On request	On request
Settlement
Regulators	Financial Conduct Authority (FCA)	Central Bank of Kuwait, Central Bank of the UAE, Saudi Central Bank (SAMA), Central Bank of Egypt
Categories	Bank Transfer, Cards, Gateway, Open Banking, Wallet	Cards, Gateway
Industries	Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming	Food & Drink, Marketplace, Retail, Travel, eCommerce

MiFinity vs Tap Payments

MiFinity and Tap Payments at a glance

Countries

Only MiFinity

Only Tap Payments

Payment methods