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Authorize.net vs Stripe
Authorize.net covers 35 countries and Stripe covers 49; they overlap in 35, with 0 served only by Authorize.net and 14 only by Stripe. Authorize.net supports 10 payment methods and Stripe 56, 7 of them in common. Both publish their pricing.
Authorize.net and Stripe at a glance
| Authorize.net | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | United States | United States |
| Founded | 1996 | 2010 |
| Part of | Visa Inc. | |
| Countries covered | 35 | 49 |
| Payment methods | 10 | 56 |
| Currencies | 11 — AUD, CAD, CHF, DKK, EUR, GBP… | 35 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | On request |
| Settlement | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days | |
| Regulators | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore | |
| Categories | ACH, Cards, Gateway | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Retail, SaaS, eCommerce | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
35 in common · 0 only Authorize.net · 14 only Stripe
Only Authorize.net
None — Stripe covers every country Authorize.net does.
Payment methods
7 in common · 3 only Authorize.net · 49 only Stripe
Only Authorize.net
Only Stripe
Offered by both
Frequently asked questions
What is the difference between Authorize.net and Stripe?
Authorize.net covers 35 countries and Stripe covers 49; they overlap in 35, with 0 served only by Authorize.net and 14 only by Stripe. Authorize.net supports 10 payment methods and Stripe 56, 7 of them in common. Both publish their pricing.
Which covers more countries, Authorize.net or Stripe?
Stripe has more: Authorize.net covers 35 countries and Stripe covers 49. Only Stripe serves Brazil, Gibraltar, Hong Kong, India, Indonesia, Japan and 8 more.
Does Authorize.net or Stripe support more payment methods?
Stripe has more: 10 for Authorize.net against 56 for Stripe, with 7 in common. Only Authorize.net offers Diners, Discover and eCheck Select. Only Stripe offers Affirm, Afterpay, Alipay, Alma, Amazon Pay, BACS and 43 more.
Is Authorize.net cheaper than Stripe?
Authorize.net quotes fees per merchant. Stripe quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Authorize.net and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer