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Nium vs Stripe
Nium covers 14 countries and Stripe covers 49; they overlap in 14, with 0 served only by Nium and 35 only by Stripe. Nium supports 13 payment methods and Stripe 56, 4 of them in common. Stripe publishes its pricing, while Nium quotes fees per merchant.
Nium and Stripe at a glance
| Nium | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Singapore | United States |
| Founded | 2014 | 2010 |
| Part of | ||
| Countries covered | 14 | 49 |
| Payment methods | 13 | 56 |
| Currencies | 5 — AUD, EUR, GBP, SGD, USD | 35 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | On request |
| Settlement | Instant in 100+ payout markets; same day to T+2 elsewhere, per Nium Atlas | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days |
| Regulators | Financial Conduct Authority, Bank of Lithuania, Malta Financial Services Authority, Monetary Authority of Singapore, Australian Securities and Investments Commission, AUSTRAC, FINTRAC, Revenu Québec, Customs and Excise Department, Kanto Local Finance Bureau, Bank Negara Malaysia, Bank Indonesia, New Zealand Financial Service Providers Register, US state regulators (via NMLS), Banco Central do Brasil | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore |
| Categories | Card Issuance, Cross Border, IBAN Issuance, PayTech, Remittance | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Fintech, Marketplace, SaaS, Travel | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
14 in common · 0 only Nium · 35 only Stripe
Only Nium
None — Stripe covers every country Nium does.
Payment methods
4 in common · 9 only Nium · 52 only Stripe
Only Stripe
Offered by both
Frequently asked questions
What is the difference between Nium and Stripe?
Nium covers 14 countries and Stripe covers 49; they overlap in 14, with 0 served only by Nium and 35 only by Stripe. Nium supports 13 payment methods and Stripe 56, 4 of them in common. Stripe publishes its pricing, while Nium quotes fees per merchant.
Which covers more countries, Nium or Stripe?
Stripe has more: Nium covers 14 countries and Stripe covers 49. Only Stripe serves Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic and 29 more.
Does Nium or Stripe support more payment methods?
Stripe has more: 13 for Nium against 56 for Stripe, with 4 in common. Only Nium offers Bre-B, DuitNow, FAST (Singapore), Faster Payments, Interac, SEPA and 3 more. Only Stripe offers Affirm, Afterpay, Alipay, Alma, Amazon Pay, American Express and 46 more.
Is Nium cheaper than Stripe?
Nium quotes fees per merchant. Stripe quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Nium and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer