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Inpay vs PayPal

Inpay covers 35 countries and PayPal covers 201; they overlap in 31, with 4 served only by Inpay and 170 only by PayPal. Inpay supports 3 payment methods and PayPal 10, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Inpay and PayPal at a glance

InpayPayPal
TypeProviderProvider & method
Headquarters
Founded
Part of
Countries covered35201
Payment methods310
Currencies25 — AUD, BRL, CAD, CHF, CNY, CZK…
PricingOn requestOn request
Settlement
RegulatorsFinancial Conduct Authority (FCA)
CategoriesBNPL, Bank Transfer, Direct Debit, RemittanceACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet
IndustriesCharity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

31 in common · 4 only Inpay · 170 only PayPal

Only PayPal

AlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArmeniaArmeniaArubaArubaAustraliaAustraliaAzerbaijanAzerbaijanBahamasBahamasBarbadosBarbadosBelarusBelarusBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCayman IslandsCayman IslandsChadChadComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCyprusCyprusCôte d'IvoireCôte d'IvoireDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEl SalvadorEl SalvadorEritreaEritreaEstoniaEstoniaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGibraltarGibraltarGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHondurasHondurasHong KongHong KongIcelandIcelandIsraelIsraelJamaicaJamaicaJordanJordanKazakhstanKazakhstanKiribatiKiribatiKyrgyzstanKyrgyzstanLaosLaosLatviaLatviaLesothoLesothoLiechtensteinLiechtensteinLithuaniaLithuaniaLuxembourgLuxembourgMadagascarMadagascarMalawiMalawiMaldivesMaldivesMaliMaliMaltaMaltaMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueNamibiaNamibiaNauruNauruNepalNepalNew CaledoniaNew CaledoniaNew ZealandNew ZealandNicaraguaNicaraguaNigerNigerNiueNiueNorfolk IslandNorfolk IslandNorth MacedoniaNorth MacedoniaPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPitcairn IslandsPitcairn IslandsPolandPolandPortugalPortugalQatarQatarRomaniaRomaniaRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSingaporeSingaporeSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSpainSpainSri LankaSri LankaSt Pierre & MiquelonSt Pierre & MiquelonSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwedenSwedenSwitzerlandSwitzerlandTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUnited KingdomUnited KingdomUnited StatesUnited StatesUruguayUruguayVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaYemenYemenZambiaZambiaZimbabweZimbabwe

Payment methods

1 in common · 2 only Inpay · 9 only PayPal

Offered by both

Frequently asked questions

What is the difference between Inpay and PayPal?

Inpay covers 35 countries and PayPal covers 201; they overlap in 31, with 4 served only by Inpay and 170 only by PayPal. Inpay supports 3 payment methods and PayPal 10, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Which covers more countries, Inpay or PayPal?

PayPal has more: Inpay covers 35 countries and PayPal covers 201. Only Inpay serves Bangladesh, Ghana, Lebanon and Pakistan. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 164 more.

Does Inpay or PayPal support more payment methods?

PayPal has more: 3 for Inpay against 10 for PayPal, with 1 in common. Only Inpay offers SEPA and SEPA Instant. Only PayPal offers Apple Pay, BLIK, Google Pay, Mastercard, PIX, PayPal and 3 more.

Is Inpay cheaper than PayPal?

Inpay quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Inpay and PayPal together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

Related comparisons

Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

Inpay vs PayPal — fees, markets, methods