HiPay vs Unzer
HiPay covers 189 countries and Unzer covers 12; they overlap in 12, with 177 served only by HiPay and 0 only by Unzer. HiPay supports 40 payment methods and Unzer 21, 12 of them in common. Neither publishes standard pricing — both quote fees per merchant.
HiPay and Unzer at a glance
| HiPay | Unzer | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Germany | |
| Founded | 2020 | |
| Part of | ||
| Countries covered | 189 | 12 |
| Payment methods | 40 | 21 |
| Currencies | 152 — AED, AFN, ALL, AMD, ANG, AOA… | 9 — CHF, CZK, DKK, EUR, GBP, NOK… |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Commission de Surveillance du Secteur Financier (CSSF), Finanstilsynet (Danish FSA) |
| Categories | BNPL, Bank Transfer, Cards, Direct Debit, Gateway, Open Banking, POS | BNPL, Banking, Cards, Direct Debit, Gateway, POS |
| Industries | Cosmetics, Fintech, Food & Drink, Healthcare, Marketplace, Retail, Travel, eCommerce, iGaming | Food & Drink, Retail, eCommerce |
Countries
12 in common · 177 only HiPay · 0 only Unzer
Only HiPay
Only Unzer
None — HiPay covers every country Unzer does.
Payment methods
12 in common · 28 only HiPay · 9 only Unzer
Only HiPay
Frequently asked questions
What is the difference between HiPay and Unzer?
HiPay covers 189 countries and Unzer covers 12; they overlap in 12, with 177 served only by HiPay and 0 only by Unzer. HiPay supports 40 payment methods and Unzer 21, 12 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, HiPay or Unzer?
HiPay has more: HiPay covers 189 countries and Unzer covers 12. Only HiPay serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 171 more.
Does HiPay or Unzer support more payment methods?
HiPay has more: 40 for HiPay against 21 for Unzer, with 12 in common. Only HiPay offers Alma, American Express, BLIK, BNP Paribas, Bancomat Pay, Bizum and 22 more. Only Unzer offers Alipay, Bank Transfer, Buy Now Pay Later, EPS, Google Pay, Instant Open Banking and 3 more.
Is HiPay cheaper than Unzer?
HiPay quotes fees per merchant. Unzer quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use HiPay and Unzer together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

