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Adyen vs Nium
Adyen covers 57 countries and Nium covers 14; they overlap in 14, with 43 served only by Adyen and 0 only by Nium. Adyen supports 104 payment methods and Nium 13, 5 of them in common. Adyen publishes its pricing, while Nium quotes fees per merchant.
Adyen and Nium at a glance
| Adyen | Nium | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | Singapore |
| Founded | 2006 | 2014 |
| Part of | ||
| Countries covered | 57 | 14 |
| Payment methods | 104 | 13 |
| Currencies | 35 — AED, AUD, BHD, BRL, CAD, CHF… | 5 — AUD, EUR, GBP, SGD, USD |
| Pricing | On request | On request |
| Settlement | Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency. | Instant in 100+ payout markets; same day to T+2 elsewhere, per Nium Atlas |
| Regulators | De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil | Financial Conduct Authority, Bank of Lithuania, Malta Financial Services Authority, Monetary Authority of Singapore, Australian Securities and Investments Commission, AUSTRAC, FINTRAC, Revenu Québec, Customs and Excise Department, Kanto Local Finance Bureau, Bank Negara Malaysia, Bank Indonesia, New Zealand Financial Service Providers Register, US state regulators (via NMLS), Banco Central do Brasil |
| Categories | Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks | Card Issuance, Cross Border, IBAN Issuance, PayTech, Remittance |
| Industries | Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce | Fintech, Marketplace, SaaS, Travel |
Countries
14 in common · 43 only Adyen · 0 only Nium
Only Adyen
Austria
Bahrain
Belgium
Bulgaria
China
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hungary
Iceland
Ireland
Isle of Man
Italy
Jersey
Kuwait
Latvia
Liechtenstein
Luxembourg
Mexico
Netherlands
Norway
Philippines
Poland
Portugal
Puerto Rico
Romania
Slovakia
Slovenia
South Korea
Spain
Sweden
Switzerland
Thailand
United Arab Emirates
VietnamOnly Nium
None — Adyen covers every country Nium does.
Payment methods
5 in common · 99 only Adyen · 8 only Nium
Only Adyen
Offered by both
Frequently asked questions
What is the difference between Adyen and Nium?
Adyen covers 57 countries and Nium covers 14; they overlap in 14, with 43 served only by Adyen and 0 only by Nium. Adyen supports 104 payment methods and Nium 13, 5 of them in common. Adyen publishes its pricing, while Nium quotes fees per merchant.
Which covers more countries, Adyen or Nium?
Adyen has more: Adyen covers 57 countries and Nium covers 14. Only Adyen serves Austria, Bahrain, Belgium, Bulgaria, China, Croatia and 37 more.
Does Adyen or Nium support more payment methods?
Adyen has more: 104 for Adyen against 13 for Nium, with 5 in common. Only Adyen offers 7-Eleven, ATM Philippines, Accel, Affirm, Afterpay, Alipay and 93 more. Only Nium offers BECS Direct Debit, Bre-B, FAST (Singapore), Faster Payments, SEPA, SWIFT and 2 more.
Is Adyen cheaper than Nium?
Adyen quotes fees per merchant. Nium quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Adyen and Nium together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer