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Nium vs Orca

Nium covers 14 countries and Orca covers 233; they overlap in 14, with 0 served only by Nium and 219 only by Orca. Nium supports 13 payment methods and Orca 724, 13 of them in common. Orca publishes its pricing, while Nium quotes fees per merchant.

Nium profileOrca profile Full side-by-side

Nium and Orca at a glance

NiumOrca
TypeProviderProvider
HeadquartersSingaporeGB
Founded20142024
Part of
Countries covered14233
Payment methods13724
Currencies5 — AUD, EUR, GBP, SGD, USD255 — AAVE, ADA, AED, AFN, ALGO, ALL…
PricingOn requestOn request
SettlementInstant in 100+ payout markets; same day to T+2 elsewhere, per Nium Atlas
RegulatorsFinancial Conduct Authority, Bank of Lithuania, Malta Financial Services Authority, Monetary Authority of Singapore, Australian Securities and Investments Commission, AUSTRAC, FINTRAC, Revenu Québec, Customs and Excise Department, Kanto Local Finance Bureau, Bank Negara Malaysia, Bank Indonesia, New Zealand Financial Service Providers Register, US state regulators (via NMLS), Banco Central do Brasil
CategoriesCard Issuance, Cross Border, IBAN Issuance, PayTech, RemittanceACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet
IndustriesFintech, Marketplace, SaaS, TravelCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming

Countries

14 in common · 0 only Nium · 219 only Orca

Only Nium

None — Orca covers every country Nium does.

Only Orca

AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArgentinaArgentinaArmeniaArmeniaArubaArubaAustriaAustriaAzerbaijanAzerbaijanBahamasBahamasBahrainBahrainBangladeshBangladeshBarbadosBarbadosBelarusBelarusBelgiumBelgiumBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCayman IslandsCayman IslandsCentral African RepublicCentral African RepublicChadChadChileChileChinaChinaChristmas IslandChristmas IslandColombiaColombiaComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCubaCubaCyprusCyprusCzech RepublicCzech RepublicCôte d'IvoireCôte d'IvoireDenmarkDenmarkDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEcuadorEcuadorEgyptEgyptEl SalvadorEl SalvadorEquatorial GuineaEquatorial GuineaEritreaEritreaEstoniaEstoniaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFinlandFinlandFranceFranceFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGermanyGermanyGhanaGhanaGibraltarGibraltarGreeceGreeceGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuernseyGuernseyGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHaitiHaitiHondurasHondurasHungaryHungaryIcelandIcelandIranIranIraqIraqIrelandIrelandIsle of ManIsle of ManIsraelIsraelItalyItalyJamaicaJamaicaJerseyJerseyJordanJordanKazakhstanKazakhstanKenyaKenyaKiribatiKiribatiKosovoKosovoKuwaitKuwaitKyrgyzstanKyrgyzstanLaosLaosLatviaLatviaLebanonLebanonLesothoLesothoLiberiaLiberiaLibyaLibyaLiechtensteinLiechtensteinLuxembourgLuxembourgMacaoMacaoMadagascarMadagascarMalawiMalawiMaldivesMaldivesMaliMaliMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMexicoMexicoMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueMyanmarMyanmarNamibiaNamibiaNauruNauruNepalNepalNetherlandsNetherlandsNew CaledoniaNew CaledoniaNicaraguaNicaraguaNigerNigerNigeriaNigeriaNiueNiueNorfolk IslandNorfolk IslandNorth KoreaNorth KoreaNorth MacedoniaNorth MacedoniaNorwayNorwayOmanOmanPakistanPakistanPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPolandPolandPortugalPortugalPuerto RicoPuerto RicoQatarQatarRomaniaRomaniaRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint MartinSaint MartinSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSouth SudanSouth SudanSpainSpainSri LankaSri LankaSt BarthélemySt BarthélemySt Pierre & MiquelonSt Pierre & MiquelonSudanSudanSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwedenSwedenSwitzerlandSwitzerlandSyriaSyriaTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTimor-LesteTimor-LesteTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkeyTurkeyTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluU.S. Virgin IslandsU.S. Virgin IslandsUS Outlying IslandsUS Outlying IslandsUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUruguayUruguayUzbekistanUzbekistanVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaWestern SaharaWestern SaharaYemenYemenZambiaZambiaZimbabweZimbabwe

Payment methods

13 in common · 0 only Nium · 711 only Orca

Only Nium

None.

Offered by both

ACHBECS Direct DebitBank TransferBre-BDuitNowFAST (Singapore)Faster PaymentsInteracSEPASWIFTUPIVisa DirectWire Transfer

Frequently asked questions

What is the difference between Nium and Orca?

Nium covers 14 countries and Orca covers 233; they overlap in 14, with 0 served only by Nium and 219 only by Orca. Nium supports 13 payment methods and Orca 724, 13 of them in common. Orca publishes its pricing, while Nium quotes fees per merchant.

Which covers more countries, Nium or Orca?

Orca has more: Nium covers 14 countries and Orca covers 233. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 213 more.

Does Nium or Orca support more payment methods?

Orca has more: 13 for Nium against 724 for Orca, with 13 in common. Only Orca offers 1Voucher, 7-Eleven, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines, AU Pay and 705 more.

Is Nium cheaper than Orca?

Nium quotes fees per merchant. Orca quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Nium and Orca together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer