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Adyen vs Shift4
Adyen covers 57 countries and Shift4 covers 34; they overlap in 34, with 23 served only by Adyen and 0 only by Shift4. Adyen supports 104 payment methods and Shift4 13, 11 of them in common. Adyen publishes its pricing, while Shift4 quotes fees per merchant.
Adyen and Shift4 at a glance
| Adyen | Shift4 | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | United States |
| Founded | 2006 | 1999 |
| Part of | ||
| Countries covered | 57 | 34 |
| Payment methods | 104 | 13 |
| Currencies | 35 — AED, AUD, BHD, BRL, CAD, CHF… | |
| Pricing | On request | On request |
| Settlement | Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency. | |
| Regulators | De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil | Malta Financial Services Authority |
| Categories | Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks | Cards, Gateway, POS, Terminals & Kiosks |
| Industries | Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce | Food & Drink, Retail, Travel, eCommerce |
Countries
34 in common · 23 only Adyen · 0 only Shift4
Only Adyen
Only Shift4
None — Adyen covers every country Shift4 does.
Payment methods
11 in common · 93 only Adyen · 2 only Shift4
Only Adyen
Frequently asked questions
What is the difference between Adyen and Shift4?
Adyen covers 57 countries and Shift4 covers 34; they overlap in 34, with 23 served only by Adyen and 0 only by Shift4. Adyen supports 104 payment methods and Shift4 13, 11 of them in common. Adyen publishes its pricing, while Shift4 quotes fees per merchant.
Which covers more countries, Adyen or Shift4?
Adyen has more: Adyen covers 57 countries and Shift4 covers 34. Only Adyen serves Bahrain, Brazil, Canada, China, Gibraltar, Guernsey and 17 more.
Does Adyen or Shift4 support more payment methods?
Adyen has more: 104 for Adyen against 13 for Shift4, with 11 in common. Only Adyen offers 7-Eleven, ACH, ATM Philippines, Accel, Affirm, Afterpay and 87 more. Only Shift4 offers Diners and Discover.
Is Adyen cheaper than Shift4?
Adyen quotes fees per merchant. Shift4 quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Adyen and Shift4 together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer