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dLocal vs Xendit
dLocal covers 69 countries and Xendit covers 5; they overlap in 5, with 64 served only by dLocal and 0 only by Xendit. dLocal supports 106 payment methods and Xendit 27, 19 of them in common. Xendit publishes its pricing, while dLocal quotes fees per merchant.
dLocal and Xendit at a glance
| dLocal | Xendit | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Uruguay | Indonesia |
| Founded | 2016 | 2015 |
| Part of | ||
| Countries covered | 69 | 5 |
| Payment methods | 106 | 27 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 6 — IDR, MYR, PHP, THB, USD, VND |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | Bank Indonesia |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | Bank Transfer, Cards, Cash, Gateway, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Fintech, Marketplace, SaaS, Travel, eCommerce |
Countries
5 in common · 64 only dLocal · 0 only Xendit
Only dLocal
Algeria
Argentina
Bahrain
Bangladesh
Benin
Bolivia
Botswana
Brazil
Burkina Faso
Cameroon
Chad
Chile
China
Colombia
Congo (DRC)
Costa Rica
Côte d'Ivoire
Dominican Republic
Ecuador
Egypt
El Salvador
Ethiopia
Ghana
Guatemala
Guinea-Bissau
Honduras
Hong Kong
India
Japan
Jordan
Kenya
Lesotho
Liberia
Madagascar
Mali
Malta
Mexico
Morocco
Mozambique
Nicaragua
Niger
Nigeria
Oman
Pakistan
Panama
Paraguay
Peru
Qatar
Rwanda
Saudi Arabia
Senegal
Sierra Leone
South Africa
Sri Lanka
Tanzania
Togo
Turkey
Uganda
United Arab Emirates
United Kingdom
United States
Uruguay
Zambia
ZimbabweOnly Xendit
None — dLocal covers every country Xendit does.
Payment methods
19 in common · 87 only dLocal · 8 only Xendit
Only dLocal
Frequently asked questions
What is the difference between dLocal and Xendit?
dLocal covers 69 countries and Xendit covers 5; they overlap in 5, with 64 served only by dLocal and 0 only by Xendit. dLocal supports 106 payment methods and Xendit 27, 19 of them in common. Xendit publishes its pricing, while dLocal quotes fees per merchant.
Which covers more countries, dLocal or Xendit?
dLocal has more: dLocal covers 69 countries and Xendit covers 5. Only dLocal serves Algeria, Argentina, Bahrain, Bangladesh, Benin, Bolivia and 58 more.
Does dLocal or Xendit support more payment methods?
dLocal has more: 106 for dLocal against 27 for Xendit, with 19 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, AirtelTigo, Alipay and 81 more. Only Xendit offers Alfamart Group, BillEase, Indomaret, Indonesia Virtual Account, Kredivo, QR Ph and 2 more.
Is dLocal cheaper than Xendit?
dLocal quotes fees per merchant. Xendit quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and Xendit together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer