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dLocal vs Paystack
dLocal covers 69 countries and Paystack covers 5; they overlap in 5, with 64 served only by dLocal and 0 only by Paystack. dLocal supports 106 payment methods and Paystack 13, 11 of them in common. Paystack publishes its pricing, while dLocal quotes fees per merchant.
dLocal and Paystack at a glance
| dLocal | Paystack | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Uruguay | Nigeria |
| Founded | 2016 | 2015 |
| Part of | Stripe, Inc. | |
| Countries covered | 69 | 5 |
| Payment methods | 106 | 13 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 6 — GHS, KES, NGN, USD, XOF, ZAR |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | Next business day to local bank accounts (varies by country) |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | Bank Transfer, Cards, Gateway, Mobile / USSD |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Fintech, Retail, SaaS, eCommerce |
Countries
5 in common · 64 only dLocal · 0 only Paystack
Only dLocal
Algeria
Argentina
Bahrain
Bangladesh
Benin
Bolivia
Botswana
Brazil
Burkina Faso
Cameroon
Chad
Chile
China
Colombia
Congo (DRC)
Costa Rica
Dominican Republic
Ecuador
Egypt
El Salvador
Ethiopia
Guatemala
Guinea-Bissau
Honduras
Hong Kong
India
Indonesia
Japan
Jordan
Lesotho
Liberia
Madagascar
Malaysia
Mali
Malta
Mexico
Morocco
Mozambique
Nicaragua
Niger
Oman
Pakistan
Panama
Paraguay
Peru
Philippines
Qatar
Rwanda
Saudi Arabia
Senegal
Sierra Leone
Sri Lanka
Tanzania
Thailand
Togo
Turkey
Uganda
United Arab Emirates
United Kingdom
United States
Uruguay
Vietnam
Zambia
ZimbabweOnly Paystack
None — dLocal covers every country Paystack does.
Payment methods
11 in common · 95 only dLocal · 2 only Paystack
Only dLocal
Frequently asked questions
What is the difference between dLocal and Paystack?
dLocal covers 69 countries and Paystack covers 5; they overlap in 5, with 64 served only by dLocal and 0 only by Paystack. dLocal supports 106 payment methods and Paystack 13, 11 of them in common. Paystack publishes its pricing, while dLocal quotes fees per merchant.
Which covers more countries, dLocal or Paystack?
dLocal has more: dLocal covers 69 countries and Paystack covers 5. Only dLocal serves Algeria, Argentina, Bahrain, Bangladesh, Benin, Bolivia and 58 more.
Does dLocal or Paystack support more payment methods?
dLocal has more: 106 for dLocal against 13 for Paystack, with 11 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, Alipay, American Express and 89 more. Only Paystack offers USSD and Verve.
Is dLocal cheaper than Paystack?
dLocal quotes fees per merchant. Paystack quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and Paystack together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer