Orca vs Shift4
Orca covers 233 countries and Shift4 covers 34; they overlap in 34, with 199 served only by Orca and 0 only by Shift4. Orca supports 724 payment methods and Shift4 13, 13 of them in common. Orca publishes its pricing, while Shift4 quotes fees per merchant.
Orca and Shift4 at a glance
| Orca | Shift4 | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | GB | United States |
| Founded | 2024 | 1999 |
| Part of | ||
| Countries covered | 233 | 34 |
| Payment methods | 724 | 13 |
| Currencies | 255 — AAVE, ADA, AED, AFN, ALGO, ALL… | |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | Malta Financial Services Authority | |
| Categories | ACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet | Cards, Gateway, POS, Terminals & Kiosks |
| Industries | Crypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming | Food & Drink, Retail, Travel, eCommerce |
Countries
34 in common · 199 only Orca · 0 only Shift4
Only Orca
Only Shift4
None — Orca covers every country Shift4 does.
Payment methods
13 in common · 711 only Orca · 0 only Shift4
Only Orca
Only Shift4
None.
Frequently asked questions
What is the difference between Orca and Shift4?
Orca covers 233 countries and Shift4 covers 34; they overlap in 34, with 199 served only by Orca and 0 only by Shift4. Orca supports 724 payment methods and Shift4 13, 13 of them in common. Orca publishes its pricing, while Shift4 quotes fees per merchant.
Which covers more countries, Orca or Shift4?
Orca has more: Orca covers 233 countries and Shift4 covers 34. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 193 more.
Does Orca or Shift4 support more payment methods?
Orca has more: 724 for Orca against 13 for Shift4, with 13 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 705 more.
Is Orca cheaper than Shift4?
Orca quotes fees per merchant. Shift4 quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Orca and Shift4 together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

