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Rapyd vs Shift4
Rapyd covers 81 countries and Shift4 covers 34; they overlap in 34, with 47 served only by Rapyd and 0 only by Shift4. Rapyd supports 56 payment methods and Shift4 13, 5 of them in common. Rapyd publishes its pricing, while Shift4 quotes fees per merchant.
Rapyd and Shift4 at a glance
| Rapyd | Shift4 | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Israel | United States |
| Founded | 2016 | 1999 |
| Part of | ||
| Countries covered | 81 | 34 |
| Payment methods | 56 | 13 |
| Currencies | 73 — AED, AMD, ARS, AUD, BAM, BDT… | |
| Pricing | On request | On request |
| Settlement | Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days | |
| Regulators | Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN | Malta Financial Services Authority |
| Categories | ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet | Cards, Gateway, POS, Terminals & Kiosks |
| Industries | Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming | Food & Drink, Retail, Travel, eCommerce |
Countries
34 in common · 47 only Rapyd · 0 only Shift4
Only Rapyd
Albania
Andorra
Argentina
Armenia
Bosnia and Herzegovina
Brazil
British Virgin Islands
Chile
Colombia
Dominican Republic
Ecuador
El Salvador
Faroe Islands
Georgia
Gibraltar
Greenland
Guatemala
Guernsey
Hong Kong
India
Indonesia
Isle of Man
Israel
Japan
Jersey
Malaysia
Mexico
Moldova
Monaco
Montenegro
Nigeria
North Macedonia
Panama
Peru
Philippines
San Marino
Serbia
Singapore
South Africa
South Korea
Switzerland
Taiwan
Thailand
Turkey
Ukraine
Vatican City
VietnamOnly Shift4
None — Rapyd covers every country Shift4 does.
Payment methods
5 in common · 51 only Rapyd · 8 only Shift4
Only Rapyd
Offered by both
Frequently asked questions
What is the difference between Rapyd and Shift4?
Rapyd covers 81 countries and Shift4 covers 34; they overlap in 34, with 47 served only by Rapyd and 0 only by Shift4. Rapyd supports 56 payment methods and Shift4 13, 5 of them in common. Rapyd publishes its pricing, while Shift4 quotes fees per merchant.
Which covers more countries, Rapyd or Shift4?
Rapyd has more: Rapyd covers 81 countries and Shift4 covers 34. Only Rapyd serves Albania, Andorra, Argentina, Armenia, Bosnia and Herzegovina, Brazil and 41 more.
Does Rapyd or Shift4 support more payment methods?
Rapyd has more: 56 for Rapyd against 13 for Shift4, with 5 in common. Only Rapyd offers ACH, Alipay, AmBank, BACS, Banco Estado, Banco Santander and 45 more. Only Shift4 offers American Express, BLIK, Bancontact, Diners, Discover, JCB and 2 more.
Is Rapyd cheaper than Shift4?
Rapyd quotes fees per merchant. Shift4 quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Rapyd and Shift4 together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer