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Banking Circle vs Orca

Banking Circle covers 8 countries and Orca covers 233; they overlap in 8, with 0 served only by Banking Circle and 225 only by Orca. Banking Circle supports 10 payment methods and Orca 724, 10 of them in common. Orca publishes its pricing, while Banking Circle quotes fees per merchant.

Banking Circle profileOrca profile Full side-by-side

Banking Circle and Orca at a glance

Banking CircleOrca
TypeProviderProvider
HeadquartersLuxembourgGB
Founded20132024
Part ofEQT (EQT VIII and EQT Ventures funds)
Countries covered8233
Payment methods10724
Currencies23 — AED, AUD, CAD, CHF, CZK, DKK…255 — AAVE, ADA, AED, AFN, ALGO, ALL…
PricingOn requestOn request
SettlementReal-time on instant rails (SEPA Instant, Faster Payments, NPP); RTGS same day; SWIFT for other currencies
RegulatorsCommission de Surveillance du Secteur Financier (CSSF), Prudential Regulation Authority / Financial Conduct Authority, Danish Financial Supervisory Authority (Finanstilsynet), BaFin, Finansinspektionen, Finanstilsynet (Norway), Finanzmarktaufsicht Liechtenstein (FMA), Australian Prudential Regulation Authority
CategoriesBank Transfer, Banking, Cross Border, IBAN IssuanceACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet
IndustriesCrypto, Fintech, MarketplaceCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming

Countries

8 in common · 0 only Banking Circle · 225 only Orca

Only Banking Circle

None — Orca covers every country Banking Circle does.

Only Orca

AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArgentinaArgentinaArmeniaArmeniaArubaArubaAustriaAustriaAzerbaijanAzerbaijanBahamasBahamasBahrainBahrainBangladeshBangladeshBarbadosBarbadosBelarusBelarusBelgiumBelgiumBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBrazilBrazilBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCanadaCanadaCayman IslandsCayman IslandsCentral African RepublicCentral African RepublicChadChadChileChileChinaChinaChristmas IslandChristmas IslandColombiaColombiaComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCubaCubaCyprusCyprusCzech RepublicCzech RepublicCôte d'IvoireCôte d'IvoireDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEcuadorEcuadorEgyptEgyptEl SalvadorEl SalvadorEquatorial GuineaEquatorial GuineaEritreaEritreaEstoniaEstoniaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFinlandFinlandFranceFranceFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGhanaGhanaGibraltarGibraltarGreeceGreeceGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuernseyGuernseyGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHaitiHaitiHondurasHondurasHong KongHong KongHungaryHungaryIcelandIcelandIndiaIndiaIndonesiaIndonesiaIranIranIraqIraqIrelandIrelandIsle of ManIsle of ManIsraelIsraelItalyItalyJamaicaJamaicaJapanJapanJerseyJerseyJordanJordanKazakhstanKazakhstanKenyaKenyaKiribatiKiribatiKosovoKosovoKuwaitKuwaitKyrgyzstanKyrgyzstanLaosLaosLatviaLatviaLebanonLebanonLesothoLesothoLiberiaLiberiaLibyaLibyaLithuaniaLithuaniaMacaoMacaoMadagascarMadagascarMalawiMalawiMalaysiaMalaysiaMaldivesMaldivesMaliMaliMaltaMaltaMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMexicoMexicoMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueMyanmarMyanmarNamibiaNamibiaNauruNauruNepalNepalNetherlandsNetherlandsNew CaledoniaNew CaledoniaNew ZealandNew ZealandNicaraguaNicaraguaNigerNigerNigeriaNigeriaNiueNiueNorfolk IslandNorfolk IslandNorth KoreaNorth KoreaNorth MacedoniaNorth MacedoniaOmanOmanPakistanPakistanPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPolandPolandPortugalPortugalPuerto RicoPuerto RicoQatarQatarRomaniaRomaniaRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint MartinSaint MartinSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSingaporeSingaporeSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSouth SudanSouth SudanSpainSpainSri LankaSri LankaSt BarthélemySt BarthélemySt Pierre & MiquelonSt Pierre & MiquelonSudanSudanSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwitzerlandSwitzerlandSyriaSyriaTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTimor-LesteTimor-LesteTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkeyTurkeyTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluU.S. Virgin IslandsU.S. Virgin IslandsUS Outlying IslandsUS Outlying IslandsUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUnited StatesUnited StatesUruguayUruguayUzbekistanUzbekistanVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaWestern SaharaWestern SaharaYemenYemenZambiaZambiaZimbabweZimbabwe

Payment methods

10 in common · 0 only Banking Circle · 714 only Orca

Only Banking Circle

None.

Offered by both

BECS Direct DebitCHAPSFaster PaymentsNPP (New Payments Platform)SEPASEPA Direct DebitSEPA InstantSWIFTTARGET2Virtual IBAN

Frequently asked questions

What is the difference between Banking Circle and Orca?

Banking Circle covers 8 countries and Orca covers 233; they overlap in 8, with 0 served only by Banking Circle and 225 only by Orca. Banking Circle supports 10 payment methods and Orca 724, 10 of them in common. Orca publishes its pricing, while Banking Circle quotes fees per merchant.

Which covers more countries, Banking Circle or Orca?

Orca has more: Banking Circle covers 8 countries and Orca covers 233. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 219 more.

Does Banking Circle or Orca support more payment methods?

Orca has more: 10 for Banking Circle against 724 for Orca, with 10 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 708 more.

Is Banking Circle cheaper than Orca?

Banking Circle quotes fees per merchant. Orca quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Banking Circle and Orca together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer