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Modulr vs Orca

Modulr covers 3 countries and Orca covers 233; they overlap in 3, with 0 served only by Modulr and 230 only by Orca. Modulr supports 8 payment methods and Orca 724, 8 of them in common. Both publish their pricing.

Modulr profileOrca profile Full side-by-side

Modulr and Orca at a glance

ModulrOrca
TypeProviderProvider
HeadquartersUnited KingdomGB
Founded20152024
Part of
Countries covered3233
Payment methods8724
Currencies11 — CHF, CZK, DKK, EUR, GBP, HKD…255 — AAVE, ADA, AED, AFN, ALGO, ALL…
PricingOn requestOn request
SettlementReal-time on Faster Payments and SEPA Instant; CHAPS same day; Bacs three working days
RegulatorsFinancial Conduct Authority, De Nederlandsche Bank
CategoriesBank Transfer, Banking, Card Issuance, Direct Debit, Open BankingACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet
IndustriesFintech, SaaS, TravelCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming

Countries

3 in common · 0 only Modulr · 230 only Orca

Only Modulr

None — Orca covers every country Modulr does.

Only Orca

AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArgentinaArgentinaArmeniaArmeniaArubaArubaAustraliaAustraliaAustriaAustriaAzerbaijanAzerbaijanBahamasBahamasBahrainBahrainBangladeshBangladeshBarbadosBarbadosBelarusBelarusBelgiumBelgiumBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBrazilBrazilBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCanadaCanadaCayman IslandsCayman IslandsCentral African RepublicCentral African RepublicChadChadChileChileChinaChinaChristmas IslandChristmas IslandColombiaColombiaComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCubaCubaCyprusCyprusCzech RepublicCzech RepublicCôte d'IvoireCôte d'IvoireDenmarkDenmarkDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEcuadorEcuadorEgyptEgyptEl SalvadorEl SalvadorEquatorial GuineaEquatorial GuineaEritreaEritreaEstoniaEstoniaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFinlandFinlandFranceFranceFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGermanyGermanyGhanaGhanaGibraltarGibraltarGreeceGreeceGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuernseyGuernseyGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHaitiHaitiHondurasHondurasHong KongHong KongHungaryHungaryIcelandIcelandIndiaIndiaIndonesiaIndonesiaIranIranIraqIraqIsle of ManIsle of ManIsraelIsraelItalyItalyJamaicaJamaicaJapanJapanJerseyJerseyJordanJordanKazakhstanKazakhstanKenyaKenyaKiribatiKiribatiKosovoKosovoKuwaitKuwaitKyrgyzstanKyrgyzstanLaosLaosLatviaLatviaLebanonLebanonLesothoLesothoLiberiaLiberiaLibyaLibyaLiechtensteinLiechtensteinLithuaniaLithuaniaLuxembourgLuxembourgMacaoMacaoMadagascarMadagascarMalawiMalawiMalaysiaMalaysiaMaldivesMaldivesMaliMaliMaltaMaltaMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMexicoMexicoMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueMyanmarMyanmarNamibiaNamibiaNauruNauruNepalNepalNew CaledoniaNew CaledoniaNew ZealandNew ZealandNicaraguaNicaraguaNigerNigerNigeriaNigeriaNiueNiueNorfolk IslandNorfolk IslandNorth KoreaNorth KoreaNorth MacedoniaNorth MacedoniaNorwayNorwayOmanOmanPakistanPakistanPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPolandPolandPortugalPortugalPuerto RicoPuerto RicoQatarQatarRomaniaRomaniaRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint MartinSaint MartinSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSingaporeSingaporeSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSouth SudanSouth SudanSpainSpainSri LankaSri LankaSt BarthélemySt BarthélemySt Pierre & MiquelonSt Pierre & MiquelonSudanSudanSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwedenSwedenSwitzerlandSwitzerlandSyriaSyriaTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTimor-LesteTimor-LesteTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkeyTurkeyTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluU.S. Virgin IslandsU.S. Virgin IslandsUS Outlying IslandsUS Outlying IslandsUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUnited StatesUnited StatesUruguayUruguayUzbekistanUzbekistanVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaWestern SaharaWestern SaharaYemenYemenZambiaZambiaZimbabweZimbabwe

Payment methods

8 in common · 0 only Modulr · 716 only Orca

Only Modulr

None.

Offered by both

BACSCHAPSDirect DebitFaster PaymentsInstant Open BankingSEPASEPA InstantSWIFT

Frequently asked questions

What is the difference between Modulr and Orca?

Modulr covers 3 countries and Orca covers 233; they overlap in 3, with 0 served only by Modulr and 230 only by Orca. Modulr supports 8 payment methods and Orca 724, 8 of them in common. Both publish their pricing.

Which covers more countries, Modulr or Orca?

Orca has more: Modulr covers 3 countries and Orca covers 233. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 224 more.

Does Modulr or Orca support more payment methods?

Orca has more: 8 for Modulr against 724 for Orca, with 8 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 710 more.

Is Modulr cheaper than Orca?

Modulr quotes fees per merchant. Orca quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Modulr and Orca together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer