vs
Modulr vs Rapyd
Modulr covers 3 countries and Rapyd covers 81; they overlap in 3, with 0 served only by Modulr and 78 only by Rapyd. Modulr supports 8 payment methods and Rapyd 56, 3 of them in common. Both publish their pricing.
Modulr and Rapyd at a glance
| Modulr | Rapyd | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | United Kingdom | Israel |
| Founded | 2015 | 2016 |
| Part of | ||
| Countries covered | 3 | 81 |
| Payment methods | 8 | 56 |
| Currencies | 11 — CHF, CZK, DKK, EUR, GBP, HKD… | 73 — AED, AMD, ARS, AUD, BAM, BDT… |
| Pricing | On request | On request |
| Settlement | Real-time on Faster Payments and SEPA Instant; CHAPS same day; Bacs three working days | Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days |
| Regulators | Financial Conduct Authority, De Nederlandsche Bank | Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN |
| Categories | Bank Transfer, Banking, Card Issuance, Direct Debit, Open Banking | ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet |
| Industries | Fintech, SaaS, Travel | Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming |
Countries
3 in common · 0 only Modulr · 78 only Rapyd
Only Modulr
None — Rapyd covers every country Modulr does.
Only Rapyd
Albania
Andorra
Argentina
Armenia
Australia
Austria
Belgium
Bosnia and Herzegovina
Brazil
British Virgin Islands
Bulgaria
Chile
Colombia
Croatia
Cyprus
Czech Republic
Denmark
Dominican Republic
Ecuador
El Salvador
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Gibraltar
Greece
Greenland
Guatemala
Guernsey
Hong Kong
Hungary
Iceland
India
Indonesia
Isle of Man
Israel
Italy
Japan
Jersey
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Moldova
Monaco
Montenegro
New Zealand
Nigeria
North Macedonia
Norway
Panama
Peru
Philippines
Poland
Portugal
Romania
San Marino
Serbia
Singapore
Slovakia
Slovenia
South Africa
South Korea
Spain
Sweden
Switzerland
Taiwan
Thailand
Turkey
Ukraine
United States
Vatican City
VietnamPayment methods
3 in common · 5 only Modulr · 53 only Rapyd
Only Rapyd
Frequently asked questions
What is the difference between Modulr and Rapyd?
Modulr covers 3 countries and Rapyd covers 81; they overlap in 3, with 0 served only by Modulr and 78 only by Rapyd. Modulr supports 8 payment methods and Rapyd 56, 3 of them in common. Both publish their pricing.
Which covers more countries, Modulr or Rapyd?
Rapyd has more: Modulr covers 3 countries and Rapyd covers 81. Only Rapyd serves Albania, Andorra, Argentina, Armenia, Australia, Austria and 72 more.
Does Modulr or Rapyd support more payment methods?
Rapyd has more: 8 for Modulr against 56 for Rapyd, with 3 in common. Only Modulr offers CHAPS, Direct Debit, Faster Payments, Instant Open Banking and SEPA Instant. Only Rapyd offers ACH, Alipay, AmBank, Apple Pay, Banco Estado, Banco Santander and 47 more.
Is Modulr cheaper than Rapyd?
Modulr quotes fees per merchant. Rapyd quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Modulr and Rapyd together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer