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Orca vs Token.io

Orca covers 233 countries and Token.io covers 21; they overlap in 21, with 212 served only by Orca and 0 only by Token.io. Orca supports 724 payment methods and Token.io 3, 3 of them in common. Orca publishes its pricing, while Token.io quotes fees per merchant.

Orca profileToken.io profile Full side-by-side

Orca and Token.io at a glance

OrcaToken.io
TypeProviderProvider
HeadquartersGBUnited Kingdom
Founded20242015
Part of
Countries covered23321
Payment methods7243
Currencies255 — AAVE, ADA, AED, AFN, ALGO, ALL…2 — EUR, GBP
PricingOn requestOn request
SettlementReal-time where SEPA Instant or UK Faster Payments applies; funds can be held in Token settlement accounts
RegulatorsFinancial Conduct Authority, BaFin and Deutsche Bundesbank
CategoriesACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, WalletBank Transfer, Open Banking, PayTech
IndustriesCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGamingCrypto, Fintech, eCommerce, iGaming

Countries

21 in common · 212 only Orca · 0 only Token.io

Only Orca

AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArgentinaArgentinaArmeniaArmeniaArubaArubaAustraliaAustraliaAzerbaijanAzerbaijanBahamasBahamasBahrainBahrainBangladeshBangladeshBarbadosBarbadosBelarusBelarusBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBrazilBrazilBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCanadaCanadaCayman IslandsCayman IslandsCentral African RepublicCentral African RepublicChadChadChileChileChinaChinaChristmas IslandChristmas IslandColombiaColombiaComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCubaCubaCyprusCyprusCzech RepublicCzech RepublicCôte d'IvoireCôte d'IvoireDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEcuadorEcuadorEgyptEgyptEl SalvadorEl SalvadorEquatorial GuineaEquatorial GuineaEritreaEritreaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGhanaGhanaGibraltarGibraltarGreeceGreeceGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuernseyGuernseyGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHaitiHaitiHondurasHondurasHong KongHong KongIcelandIcelandIndiaIndiaIndonesiaIndonesiaIranIranIraqIraqIsle of ManIsle of ManIsraelIsraelJamaicaJamaicaJapanJapanJerseyJerseyJordanJordanKazakhstanKazakhstanKenyaKenyaKiribatiKiribatiKosovoKosovoKuwaitKuwaitKyrgyzstanKyrgyzstanLaosLaosLebanonLebanonLesothoLesothoLiberiaLiberiaLibyaLibyaLiechtensteinLiechtensteinMacaoMacaoMadagascarMadagascarMalawiMalawiMalaysiaMalaysiaMaldivesMaldivesMaliMaliMaltaMaltaMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMexicoMexicoMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueMyanmarMyanmarNamibiaNamibiaNauruNauruNepalNepalNew CaledoniaNew CaledoniaNew ZealandNew ZealandNicaraguaNicaraguaNigerNigerNigeriaNigeriaNiueNiueNorfolk IslandNorfolk IslandNorth KoreaNorth KoreaNorth MacedoniaNorth MacedoniaOmanOmanPakistanPakistanPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPuerto RicoPuerto RicoQatarQatarRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint MartinSaint MartinSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSingaporeSingaporeSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSouth SudanSouth SudanSri LankaSri LankaSt BarthélemySt BarthélemySt Pierre & MiquelonSt Pierre & MiquelonSudanSudanSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwitzerlandSwitzerlandSyriaSyriaTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTimor-LesteTimor-LesteTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkeyTurkeyTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluU.S. Virgin IslandsU.S. Virgin IslandsUS Outlying IslandsUS Outlying IslandsUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUnited StatesUnited StatesUruguayUruguayUzbekistanUzbekistanVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaWestern SaharaWestern SaharaYemenYemenZambiaZambiaZimbabweZimbabwe

Only Token.io

None — Orca covers every country Token.io does.

Payment methods

3 in common · 721 only Orca · 0 only Token.io

Only Token.io

None.

Offered by both

Faster PaymentsInstant Open BankingSEPA Instant

Frequently asked questions

What is the difference between Orca and Token.io?

Orca covers 233 countries and Token.io covers 21; they overlap in 21, with 212 served only by Orca and 0 only by Token.io. Orca supports 724 payment methods and Token.io 3, 3 of them in common. Orca publishes its pricing, while Token.io quotes fees per merchant.

Which covers more countries, Orca or Token.io?

Orca has more: Orca covers 233 countries and Token.io covers 21. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 206 more.

Does Orca or Token.io support more payment methods?

Orca has more: 724 for Orca against 3 for Token.io, with 3 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 715 more.

Is Orca cheaper than Token.io?

Orca quotes fees per merchant. Token.io quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Orca and Token.io together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer