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Adyen vs Windcave
Adyen covers 57 countries and Windcave covers 7; they overlap in 7, with 50 served only by Adyen and 0 only by Windcave. Adyen supports 104 payment methods and Windcave 33, 24 of them in common. Adyen publishes its pricing, while Windcave quotes fees per merchant.
Adyen and Windcave at a glance
| Adyen | Windcave | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | New Zealand |
| Founded | 2006 | 1999 |
| Part of | ||
| Countries covered | 57 | 7 |
| Payment methods | 104 | 33 |
| Currencies | 35 — AED, AUD, BHD, BRL, CAD, CHF… | |
| Pricing | On request | On request |
| Settlement | Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency. | |
| Regulators | De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil | Bank of Lithuania |
| Categories | Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks | Cards, Gateway, POS, Terminals & Kiosks |
| Industries | Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce | Food & Drink, Retail, Travel, eCommerce |
Countries
7 in common · 50 only Adyen · 0 only Windcave
Only Adyen
Austria
Bahrain
Belgium
Brazil
Bulgaria
China
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hong Kong
Hungary
Iceland
India
Indonesia
Isle of Man
Italy
Japan
Jersey
Kuwait
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Norway
Philippines
Poland
Portugal
Puerto Rico
Romania
Singapore
Slovakia
Slovenia
South Korea
Spain
Sweden
Switzerland
Thailand
United Arab Emirates
VietnamOnly Windcave
None — Adyen covers every country Windcave does.
Payment methods
24 in common · 80 only Adyen · 9 only Windcave
Only Adyen
Frequently asked questions
What is the difference between Adyen and Windcave?
Adyen covers 57 countries and Windcave covers 7; they overlap in 7, with 50 served only by Adyen and 0 only by Windcave. Adyen supports 104 payment methods and Windcave 33, 24 of them in common. Adyen publishes its pricing, while Windcave quotes fees per merchant.
Which covers more countries, Adyen or Windcave?
Adyen has more: Adyen covers 57 countries and Windcave covers 7. Only Adyen serves Austria, Bahrain, Belgium, Brazil, Bulgaria, China and 44 more.
Does Adyen or Windcave support more payment methods?
Adyen has more: 104 for Adyen against 33 for Windcave, with 24 in common. Only Adyen offers 7-Eleven, ATM Philippines, Accel, Affirm, Alma, Amazon Pay and 74 more. Only Windcave offers Alipay+, Cabal, Diners, Discover, RuPay, TNG Wallet and 3 more.
Is Adyen cheaper than Windcave?
Adyen quotes fees per merchant. Windcave quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Adyen and Windcave together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer